Over the last several years, a sharp increase has occurred in the number of Ohioans as well as the number of Americans across the country who are experiencing serious financial troubles. As a lawyer focusing on bankruptcy, Scott Ciolek, Toledo, OH bankruptcy attorney represents clients throughout Northwest Ohio and Southeast Michigan, and has helped many individuals and families.
If you need a fresh financial start, contact our Bowling Green, OH bankruptcy attorney for a FREE consultation at 419-740-5935.
Filing for Bankruptcy Can Help
Bankruptcy will stop wage garnishments, stop harassment from debt collectors, and eliminate most types of debt. Filing for bankruptcy may also stop foreclosure and allow you time to make up the payments. We are a Debt Relief Agency helping people file for debt relief under the Bankruptcy code. Give our bankruptcy attorneys in Toledo a call today or simply fill out our online contact request form to receive a free consultation.
Ohio and Michigan Bankruptcy Services:
- Chapter 7 BankruptcyFiling for Chapter 7 Bankruptcy can eliminate credit card bills, medical expenses, “payday loans” and other unsecured debts and put you on the path to a fresh start. Chapter 7 Bankruptcy isn’t the right option for every situation, so please contact Scott Ciolek Ohio bankruptcy attorney to learn about your options.
- Chapter 11 BankruptcyBusinesses and individuals can file for Chapter 11 Bankruptcy. Chapter 11 is a reorganization designed for businesses and individuals with assets and debts that exceed the threshold for filing Chapter 13.
- Chapter 12 BankruptcyChapter 12 bankruptcy is a reorganization bankruptcy for family farmers and fisherman.
- Chapter 13 BankruptcyWhile Chapter 7 Bankruptcy offers a complete discharge of your debts, Chapter 13 creates an interest-free repayment plan. These repayment plans offer a reasonable way to manage your debt while being able to keep important assets.
Meet Lucas County Bankruptcy Attorney
Free Bankruptcy Consultations
Schedule a FREE, NO-OBLIGATION Bankruptcy Consultation with Ohio & Michigan bankruptcy attorney Scott A. Ciolek.