Toledo, OH | Bankruptcy Attorney

Scott Ciolek handles Chapter 7, Chapter 11, Chapter 13 cases in Michigan and Ohio

Over the last several years, a sharp increase has occurred in the of Americans across the country who are experiencing serious financial troubles. Attorney Scott Ciolek represents clients throughout Northwest Ohio and Southeast Michigan and has helped many individuals and families.

If you need a fresh financial start, contact Toledo, OH bankruptcy attorney Scott Ciolek for a FREE consultation at 419-740-5935.

Filing for Bankruptcy Can Help

Bankruptcy will stop wage garnishments, stop harassment from debt collectors, and eliminate most types of debt. Filing for bankruptcy may also stop foreclosure and allow you time to make up the payments. We are a Debt Relief Agency helping people file for debt relief under the Bankruptcy Code. Give bankruptcy attorney Scott Ciolek in Toledo a call today or simply fill out the online contact request form to receive a free consultation.

Our Ohio and Michigan Bankruptcy Services:

Chapter 7 Bankruptcy
Filing for Chapter 7 Bankruptcy can eliminate credit card bills, medical expenses, “payday loans” and other unsecured debts and put you on the path to a fresh start. Chapter 7 Bankruptcy isn’t the right option for every situation, so please contact a seasoned Toledo, OH bankruptcy attorney to learn about your options.
Chapter 11 Bankruptcy
Businesses and individuals can file for Chapter 11 Bankruptcy. Chapter 11 is a reorganization designed for businesses and individuals with assets and debts that exceed the threshold for filing Chapter 13.
Chapter 12 Bankruptcy
Chapter 12 bankruptcy is a reorganization bankruptcy for family farmers and fishermen.
Chapter 13 Bankruptcy
While Chapter 7 Bankruptcy offers a complete discharge of your debts, Chapter 13 creates an interest-free repayment plan. These repayment plans offer a reasonable way to manage your debt while being able to keep important assets.
FDCPA Violations

Free Bankruptcy Consultations

Schedule a FREE, NO-OBLIGATION Bankruptcy Consultation with Ohio & Michigan bankruptcy attorney Scott A. Ciolek.

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Get Help!

Bankruptcy will stop wage garnishments, stop harassment from debt collectors, and eliminate most types of debt.

“Scott took a very worked over, relatively hopeless bankruptcy situation that had been plaguing me for several years and was able to relegate it to the trash heap within fifteen minutes on the phone. I wish I had contacted him earlier, because the time I spent worrying over allegations and charges that were dismissible, is time lost that I can never recover. Regardless, I would give him a ten star rating if they offered it. He is personable, articulate, a clear thinker, and has a gigantic heart for his clients. Call him!”

D.H.